Facts regarding whats the penalties that georgia has for identity theft
Are these statements things that have occured to you?
- You find out from a collection agency that you owe a debt that they must collect and you have never heard of the account they mention.
- A few pieces of mail that you thought should have been sent, such as credit card statements, no longer arrives.
- Your attention is drawn to things on your statement that to your certain knowledge was not one of your purchases.
- You get a call, or maybe a letter, letting you know that your credit has been approved or denied, concerning some mystery account.
If any of this sounds familiar, you may have been a victim of identity theft!
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You should start with this should identity theft be considered the answer is to check your credit report. It's possible to get a no-charge trial for thirty days at www.freecreditprofile.com involving the company TrueCredit. Any action you have taken that required a credit check are bound to appear withing a credit check report. And anything that involves identity theft and a credit check in your name will also show up here.
As soon as you think that identity theft is involved, you should immediately report your suspicions to the offices of fraud at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on the credit file pertaining to you. The identity theft will not be brought to a halt, but it should slow it down a lot.
You may wish to do likewise at the Federal Trade Commission whose number is 877-438-4338, and the US Postal Inspection Service whom you can get at 800-772-1213. If it is the case that check are being employed in a manner that is fraudulent, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.
As well as doing those actions, you can also file a police report, reporting the crime as identity theft, where the ID theft crime took place is the area where the report should be made. Make sure that you also get a copy of the report to cover the possibility that someone may need it at a later time.
Identity theft will cost you both time and money. You can lessen what you are liable for but only by making a positive move immediately. To give an example, if you report the loss of a credit card in advance of any illegal activity, you will not be held responsible for the use of your credit card that is unapproved by you. In cases where the credit card gets used before you have a chance to make a report on its loss, your liability is limited to just $50 - even if the card is used to withdraw from an ATM, every penny you have. So report all identity theft promptly in order to regain a measure of control over your life.
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