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You should start doing this if you suspect identity theft is to check your credit report. You are able to pick up a thirty day trial completely free whose web address is www.freecreditprofile.com using TrueCredit. Anything you have ever done that required a credit check this report will contain them. Any action involving identity theft and a credit check in your name will be found here.

As soon as you think that identity theft is involved, you should immediately report your suspicions to the fraud departments of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on the credit file that is yours. This won't stop the identity theft, however, it is likely that the crime will be slowed down.

Another organisation you should do this with is the Federal Trade Commission their 'phone number is 877-438-4338, as well as US Postal Inspection Service who can be reached on 800-772-1213. If you find that check of your are being used by the climinals in a manner that is fraudulent, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & last but not least, Tele-Check - 800-366-2425.

As well as doing those actions, the police should be given a report to hold on file, making sure that identity theft is what the crime is reported as, in the place that the crime if identity theft was committed. Be certain to retain a copy of the report yourself should it be required in the future as proof by whoever may need it.

Expect ID theft to be costly, both in time and in cash. Your liability can be considerably lessened but only by making a positive move immediately. For instance, if your card's loss is registered with the authorities in advance of any illegal activity, the responsibility will not be yours for charges on your card that you did not approve. In cases where the credit card gets used before you have a chance to make a report on its loss, the limit on what you will be liable for is capped at the $50 mark - and this applies and this applies in cases where the credit card is made use of to take out your entire monetary wealth using an automatic teller machine. The moral of this story is, all identity theft must be reported immediately and remove the control of your life from the theif.