Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Information On origin of identity theft

origin of identity theftDoes any of the following sound familiar?


  • You find out from a collection agency that you are in debt to them, and they intend to collect it and the account involved is not one you remember.
  • Certain item of mail you were expecting, such as credit card statements, is no longer received.
  • You pick up on certain parts of the statement for your credit card that you are certain was not purchased by you.
  • You receive a telephone call, telling you that a credit rating has been given the go ahead, or not, and this is about an account you know nothing of.

If any of this sounds familiar, identity theft may be the underlying reason!

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You should start doing this if you suspect identity theft is to check your credit report. You can get a free 30 day trial and their web locatio is www.freecreditprofile.com using TrueCredit. All the things you have done previously that had a credit check as necessary will show up in this report. If identity theft is involved and your name tied to a credit check will also show up here.

Report your suspicions of identity theft to the offices of fraud at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. A fraud alert should be sought from each place on your credit file. The identity theft will not be brought to a halt, but a slowing down of the criminal activities is the likely result.

Another organisation you should do this with is the Federal Trade Commission whose number is 877-438-4338, as well as US Postal Inspection Service whom you can get at 800-772-1213. If you find that check of your are being used by the climinals in a way that involves fraud, make a report to the following: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.

In addition to all that, you can also file a police report, making sure that identity theft is what the crime is reported as, where the ID theft crime took place is the area where the report should be made. Acquire a report copy for your own use in case anyone needs it as proof later on.

Identity theft will cost you both time and money. Your liability can be considerably lessened if an immediate reaction to the crime is made. For example, if the credit card theft is made a report to the necessary places in advance of any illegal activity, the responsibility will not be yours for the use of your credit card that is unapproved by you. In cases where the credit card gets used before you have a chance to make a report on its loss, you will face a liability of just $50 - should your card be illegally employed to remove from an ATM, every penny you have. The moral of this story is, all identity theft must be reported immediately and remove the control of your life from the theif.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info