Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Knowledge base on maureen identity theft

maureen identity theftDoes any of the following sound familiar?


  • A collection agency informs you that a debt is to be collected from you and the account involved is not one you remember.
  • A few pieces of mail that you thought should have been sent, including statements of credit cards, ceases to arrive with you.
  • You pick up on certain parts of the statement for your credit card that you know you did not purchase.
  • A letter is delivered to you, or maybe you get a 'phone call,, letting you know that your credit has been approved or denied, about an account that is news to you.

Should this be the case with you, identity theft may be the underlying reason!

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The action you should take if your suspicions fall on identity theft is to have your credit report checked. A 30 day trial at no cost is available at www.freecreditprofile.com involving the company TrueCredit. Any action you have taken requiring a credit check are bound to appear withing a credit check report. Any action involving identity theft as well as a credit check using your name will be found here.

If you suspect ID theft, report it to the offices of fraud at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file that is yours. This won't stop the identity theft, but further illegal actions by the crooks ought to be slowed.

You may wish to do likewise at the Federal Trade Commission who can be reached on 877-438-4338, and also the US Postal Inspection Service who can be reached on 800-772-1213. If you find that check of your are being used by the climinals in a way that involves fraud, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.

As well as doing those actions, the police should be given a report to hold on file, and the crime should be reported as being ID theft, where the ID theft crime took place is the area where the report should be made. Be certain to retain a copy of the report yourself in case anyone needs it as proof later on.

Identity theft will cost you both time and money. However, what you are liable for can be limited if you act quickly. To give an example, if the credit card theft is made a report to the necessary places in advance of any illegal activity, you can waive anything to do for charges not authorized by you. If you report the identity theft after the card is used, you will face a liability of just $50 - even when a withdrawl is made using your card to draw out from an ATM, every penny you have. Therefore, immediately make a report of any ID theft and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info