Identity Theft Safety

All you need to know about identity theft,
and how to prevent becoming a victim!

Here's the tips about jeff levy on identity theft

jeff levy on identity theftHave you ever experienced any of this?


  • A collection agency informs you that you are in debt to them, and they intend to collect it and you have never heard of the account they mention.
  • Certain item of mail you were expecting, including statements of credit cards, no longer arrives.
  • You notice items on your card statement that you are certain was not purchased by you.
  • You receive a message, telling you that a credit rating has been given the go ahead, or not, for an account you have never heard of.

If any of this sounds familiar, it's possible that identity theft has caught up with you!

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You should start with this if your suspicions fall on identity theft is to immediately make a check on your credit report. A 30 day trial at no cost is available who can be reached on www.freecreditprofile.com by using TrueCredit. Any action you have taken that required a credit check will show up in this report. If identity theft is involved and your name tied to a credit check is bound to show up here as well.

If you suspect ID theft, report it to the offices of fraud at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. The ID theft won't immediately grind to a stop, however, it is likely that the crime will be slowed down.

You can also do the same with the Federal Trade Commission at 877-438-4338, and also the US Postal Inspection Service on 800-772-1213. If you find that check of your are being used by the climinals in any way that can be described as fraudulent, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.

As well as doing those actions, you can also file a police report, reporting the crime as identity theft, in the place that the crime if identity theft was committed. Make sure that you also get a copy of the report should it be required in the future as proof by whoever may need it.

There is no doubt that identity theft is costly. It will eat into your money and you time as well. Your liability can be considerably lessened but only by making a positive move immediately. For instance, if you report the loss of a credit card in advance of any illegal activity, the responsibility will not be yours for any unauthorized charges. Should it be the case that the thief manages to use the card first, your liability is limited to just $50 - should your card be illegally employed to remove all your money from an ATM machine. The moral of this story is, all identity theft must be reported immediately and take back control of your life.

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