Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Here's the facts about identity theft tv spots

identity theft tv spotsAre these statements things that have occured to you?


  • You find out from a collection agency that you owe a debt that they must collect for an account you know nothing about.
  • Certain item of mail you were expecting, including statements of credit cards, stops being received.
  • You pick up on certain parts of the statement for your credit card that you are certain was not purchased by you.
  • You receive a message, letting you know that a credit rating has been given the go ahead, or not, for an account you have never heard of.

Should this be the case with you, identity theft may be the underlying reason!

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don't waste money in getting back on your feet after ID theft

avoid expensive measures as you try to get back to normal

place your self in charge of a case where ID theft is involved

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The first thing you should do if your suspicions fall on identity theft is to have your credit report checked. A 30 day trial at no cost is available who can be found at www.freecreditprofile.com involving the company TrueCredit. Anything done by you in the past that required a credit check this report will contain them. And anything that involves identity theft and your name tied to a credit check will also show up here.

Report your suspicions of identity theft to the offices of fraud at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. A fraud alert should be sought from each place on the credit file pertaining to you. This action will not immediately make the identity theft go away, but it should slow it down a lot.

You can do this also at the Federal Trade Commission whose number is 877-438-4338, and the US Postal Inspection Service who can be reached on 800-772-1213. Should it be that your checks are being made use of in a fraudulent manner, report it to these companies: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.

And there's more too, the police should be given a report to hold on file, and identity theft should be named as the nature of the crime, in the area where the identity theft took place. Make sure that you also get a copy of the report should it be required in the future as proof by whoever may need it.

Both your time and your money will be wasted in cases of identity theft. You can lessen what you are liable for if an immediate reaction to the crime is made. Take this example, if you report the loss of a credit card prior to the criminal making use of it, you can waive anything to do for any unauthorized charges. Should it be the case that the thief manages to use the card first, the limit on what you will be liable for is capped at the $50 mark - even when a withdrawl is made using your card to draw out your entire monetary wealth using an automatic teller machine. Therefore, immediately make a report of any ID theft and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info