Some good advice on identity theft thing of the past

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You should start doing this if identity theft is thought likely is to have your credit report checked. You are able to pick up a thirty day trial completely free at www.freecreditprofile.com using TrueCredit. Anything done by you in the past requiring a credit check this report will contain them. And anything that involves identity theft and a credit check in your name can be seen by anyone here.

As soon as you think that identity theft is involved, you should immediately report your suspicions to the departments dealing with fraud of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on your credit file. This action will not immediately make the identity theft go away, however, it is likely that the crime will be slowed down.

You can also do the same with the Federal Trade Commission whose number is 877-438-4338, and also the US Postal Inspection Service on 800-772-1213. And if your checks are being used in any way that can be described as fraudulent, report it to these companies: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & last but not least, Tele-Check - 800-366-2425.

And there's more too, a police report should be put on file, making sure that identity theft is what the crime is reported as, where the ID theft crime took place is the area where the report should be made. Be certain to retain a copy of the report yourself should it be required in the future as proof by whoever may need it.

Identity theft will cost you both time and money. But you can severely limit your liability but only by making a positive move immediately. For example, if your card's loss is registered with the authorities prior to the criminal making use of it, you will not be held responsible for charges on your card that you did not approve. If you report the identity theft after the card is used, a mere $50 (compared to what it might be otherwise) is all you will have to pay - even if the card is used to withdraw all your money from an ATM machine. So report all identity theft promptly and remove the control of your life from the theif.