Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Information pertinent to identity theft on television

identity theft on televisionHave you ever experienced any of this?


  • You get to hear through a collection agency that they are collecting a debt from you for an account you know nothing about.
  • Mail that you would normally expect to receive, such as credit card statements, ceases to arrive with you.
  • You notice items on your card statement that to your certain knowledge was not one of your purchases.
  • You get a call, or maybe a letter, informing you that a credit rating has been given the go ahead, or not, about an account that is news to you.

Should this be the case with you, identity theft may be the underlying reason!

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The first thing you should do should identity theft be considered the answer is to check your credit report. You can get a free 30 day trial whose web address is www.freecreditprofile.com with TrueCredit. Anything you have ever done that had a credit check as necessary will show up in this report. If identity theft is involved and a credit check in your name will be found here.

As soon as you think that identity theft is involved, you should immediately report your suspicions to the fraud departments at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on the credit file pertaining to you. The identity theft will not be brought to a halt, but further illegal actions by the crooks ought to be slowed.

Another organisation you should do this with is the Federal Trade Commission at 877-438-4338, and the US Postal Inspection Service whom you can get at 800-772-1213. And if your checks are being used in a manner that is fraudulent, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and Tele-Check - 800-366-2425.

And there's more too, you can also file a police report, making sure that identity theft is what the crime is reported as, in the place that the crime if identity theft was committed. Make sure that you also get a copy of the report to cover the possibility that someone may need it at a later time.

Expect ID theft to be costly, both in time and in cash. Your liability can be considerably lessened by doing something right away. Take this example, if your card's loss is registered with the authorities before the thief uses it, the responsibility will not be yours for charges not authorized by you. Should it be the case that the thief manages to use the card first, the limit on what you will be liable for is capped at the $50 mark - even if the card is used to withdraw all of your cash. So report all identity theft promptly and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info