Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

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identity theft baker laAre these statements things that have occured to you?


  • You are told by a collection agency that you are in debt to them, and they intend to collect it and the account involved is not one you remember.
  • Certain item of mail you were expecting, such as credit card statements, ceases to arrive with you.
  • You pick up on certain parts of the statement for your credit card that to your certain knowledge was not one of your purchases.
  • You receive a telephone call, telling you that a credit rating has been given the go ahead, or not, about an account that is news to you.

If this has a familiar ring, identity theft may be the underlying reason!

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The action you should take should identity theft be considered the answer is to immediately make a check on your credit report. It's possible to get a no-charge trial for thirty days who can be reached on www.freecreditprofile.com using TrueCredit. All the things you have done previously requiring a credit check this report will contain them. And anything that involves identity theft as well as a credit check using your name is bound to show up here as well.

Report your suspicions of identity theft to the fraud departments of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. A fraud alert should be sought from each place on the credit file that is yours. The identity theft will not be brought to a halt, but it should slow it down a lot.

You can do this also at the Federal Trade Commission who can be reached on 877-438-4338, as well as US Postal Inspection Service whom you can get at 800-772-1213. If you find that check of your are being used by the climinals in a way that involves fraud, report it to these companies: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; as well as Tele-Check - 800-366-2425.

As well as doing those actions, you can also file a police report, making sure that identity theft is what the crime is reported as, in the area where the identity theft took place. Make sure that you also get a copy of the report should it be required in the future as proof by whoever may need it.

Both your time and your money will be wasted in cases of identity theft. But you can severely limit your liability if an immediate reaction to the crime is made. For example, should the theft of your card be reported in advance of any illegal activity, you will not be held responsible for charges on your card that you did not approve. If you report the identity theft after the card is used, a mere $50 (compared to what it might be otherwise) is all you will have to pay - even when a withdrawl is made using your card to draw out your entire monetary wealth using an automatic teller machine. Therefore, immediately make a report of any ID theft in order to regain a measure of control over your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info