Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Understanding identity theft babies

identity theft babiesHas something like this ever happened to you?


  • You get to hear through a collection agency that you owe a debt that they must collect for an account you know nothing about.
  • Some of your expected mail, including statements of credit cards, no longer arrives.
  • Your attention is drawn to things on your statement that you did not buy.
  • You receive a message, saying that either yes or no, you have a credit rating, concerning some mystery account.

If any of this sounds familiar, it's possible that identity theft has caught up with you!

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You should start with this if you suspect identity theft is to have your credit report checked. You can get a free 30 day trial at www.freecreditprofile.com by using TrueCredit. Anything you have ever done that had a credit check as necessary are bound to appear withing a credit check report. Any action involving identity theft and a credit check in your name will also show up here.

If you suspect ID theft, report it to the departments dealing with fraud at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. This action will not immediately make the identity theft go away, but a slowing down of the criminal activities is the likely result.

Another organisation you should do this with is the Federal Trade Commission at 877-438-4338, and also the US Postal Inspection Service on 800-772-1213. If it is the case that check are being employed in a fraudulent manner, make a report to the following: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & last but not least, Tele-Check - 800-366-2425.

And there's more too, the police should be given a report to hold on file, and the crime should be reported as being ID theft, where the ID theft crime took place is the area where the report should be made. Acquire a report copy for your own use as insurance against the possibility of someone needing the report further on.

Identity theft will cost you both time and money. Your liability can be considerably lessened if you act quickly. Take this example, if your card's loss is registered with the authorities prior to the criminal making use of it, you can waive anything to do for charges not authorized by you. If the card is used before you report the theft, the limit on what you will be liable for is capped at the $50 mark - even if the card is used to withdraw all your money from an ATM machine. The moral of this story is, all identity theft must be reported immediately and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info