Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Facts about identity theft augusta georgia 2005 stafford

identity theft augusta georgia 2005 staffordDoes any of the following sound familiar?


  • You find out from a collection agency that a debt is to be collected from you and this concerns an account you have no knowledge of.
  • Mail that you would normally expect to receive, such as credit card statements, is no longer received.
  • You notice items on your card statement that you are certain was not purchased by you.
  • You get a call, or maybe a letter, letting you know that either yes or no, you have a credit rating, for an account you have never heard of.

If you're thinking you've heard this before, you may have been a victim of identity theft!

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The first thing you should do if your suspicions fall on identity theft is to have your credit report checked. You are able to pick up a thirty day trial completely free and their web locatio is www.freecreditprofile.com involving the company TrueCredit. Anything done by you in the past that required a credit check will show up in this report. If identity theft is involved and your name tied to a credit check can be seen by anyone here.

Should identity theft be suspected, make a report to the fraud departments of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. This won't stop the identity theft, however, it is likely that the crime will be slowed down.

You may wish to do likewise at the Federal Trade Commission their 'phone number is 877-438-4338, and the US Postal Inspection Service who can be reached on 800-772-1213. Should it be that your checks are being made use of in a manner that is fraudulent, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.

Following on from there, a police report should be put on file, reporting the crime as identity theft, in the place that the crime if identity theft was committed. Be certain to retain a copy of the report yourself in case anyone needs it as proof later on.

There is no doubt that identity theft is costly. It will eat into your money and you time as well. However, what you are liable for can be limited by doing something right away. To give an example, if you report the loss of a credit card in advance of any illegal activity, the responsibility will not be yours for any unauthorized charges. In cases where the credit card gets used before you have a chance to make a report on its loss, your liability is limited to just $50 - should your card be illegally employed to remove from an ATM, every penny you have. So report all identity theft promptly in order to regain a measure of control over your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info