Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Information pertinent to identity theft and computer not credit card

identity theft and computer not credit cardHave you ever experienced any of this?


  • A collection agency informs you that they are collecting a debt from you and you have never heard of the account they mention.
  • A few pieces of mail that you thought should have been sent, such as credit card statements, no longer arrives.
  • You notice items on your card statement that you did not buy.
  • You get a call, or maybe a letter, saying that a credit rating has been given the go ahead, or not, and this is about an account you know nothing of.

If any of this sounds familiar, you could be in the middle of an identity theft situation!

The latest ID theft tips and the best ID theft info

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You should start with this if you suspect identity theft is to check your credit report. You can get a free 30 day trial whose web address is www.freecreditprofile.com by using TrueCredit. Anything you have ever done requiring a credit check can be seen in the pages of this report. If identity theft is involved and your name tied to a credit check will also show up here.

As soon as you think that identity theft is involved, you should immediately report your suspicions to the fraud departments at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. This action will not immediately make the identity theft go away, but it should slow it down a lot.

You can also do the same with the Federal Trade Commission whose number is 877-438-4338, and the US Postal Inspection Service who can be reached on 800-772-1213. Should it be that your checks are being made use of in a way that involves fraud, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and Tele-Check - 800-366-2425.

And there's more too, you ought to make a report to the police, making sure that identity theft is what the crime is reported as, in the area where the identity theft took place. Acquire a report copy for your own use to cover the possibility that someone may need it at a later time.

Expect ID theft to be costly, both in time and in cash. Your liability can be considerably lessened if an immediate reaction to the crime is made. For example, if the credit card theft is made a report to the necessary places prior to the criminal making use of it, the responsibility will not be yours for charges not authorized by you. If the card is used before you report the theft, the limit on what you will be liable for is capped at the $50 mark - even if the card is used to withdraw from an ATM, every penny you have. All identity theft should therefore be subject to a report as soon as possible and remove the control of your life from the theif.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info