Identity Theft Safety

All you need to know about identity theft,
and how to prevent becoming a victim!

Here's the facts about id theft from a criminal standpoint

id theft from a criminal standpointHas something like this ever happened to you?


  • You are told by a collection agency that you are in debt to them, and they intend to collect it for an account you know nothing about.
  • Mail that you would normally expect to receive, including statements of credit cards, stops being received.
  • You observe a few bits of your credit card statement that you are certain was not purchased by you.
  • A letter is delivered to you, or maybe you get a 'phone call,, informing you that a credit rating has been given the go ahead, or not, for an account you have never heard of.

If any of this sounds familiar, you may have been a victim of identity theft!

The latest ID theft tips as well as the latest identity theft tips

The latest ID theft tips & the latest identity theft tips

protect your life and your family's from ID theft

keep expenses low in your attempts to get back on your feet

place your self in charge of a case where ID theft is involved

react promptly to place a limit of identity theft effects

get back to normal after identity theft



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You should start with this if you suspect identity theft is to check your credit report. It's possible to get a no-charge trial for thirty days whose web address is www.freecreditprofile.com with TrueCredit. All the things you have done previously requiring a credit check can be seen in the pages of this report. Any action involving identity theft and a credit check in your name is bound to show up here as well.

If you suspect ID theft, report it to the departments dealing with fraud of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. The identity theft will not be brought to a halt, but it should slow it down a lot.

You can do this also at the Federal Trade Commission who can be reached on 877-438-4338, and the US Postal Inspection Service whose number is 800-772-1213. And if your checks are being used in a fraudulent manner, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & last but not least, Tele-Check - 800-366-2425.

As well as doing those actions, a police report should be put on file, making sure that identity theft is what the crime is reported as, in the area where the identity theft took place. Make sure that you also get a copy of the report as insurance against the possibility of someone needing the report further on.

There is no doubt that identity theft is costly. It will eat into your money and you time as well. Your liability can be considerably lessened but only by making a positive move immediately. For example, if the credit card theft is made a report to the necessary places in advance of any illegal activity, you will not be held responsible for charges on your card that you did not approve. If the card is used before you report the theft, a mere $50 (compared to what it might be otherwise) is all you will have to pay - and this applies and this applies in cases where the credit card is made use of to take out all your money from an ATM machine. The moral of this story is, all identity theft must be reported immediately and remove the control of your life from the theif.

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