Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Tips regarding id theft chat rooms

id theft chat roomsHave you ever experienced any of this?


  • A collection agency informs you that they are collecting a debt from you and this concerns an account you have no knowledge of.
  • Certain item of mail you were expecting, including statements of credit cards, no longer arrives.
  • You pick up on certain parts of the statement for your credit card that you know you did not purchase.
  • You receive a telephone call, saying that your credit has been approved or denied, concerning some mystery account.

If you're thinking you've heard this before, it's possible that identity theft has caught up with you!

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The action you should take if your suspicions fall on identity theft is to have your credit report checked. You can get a free 30 day trial who can be found at www.freecreditprofile.com by using TrueCredit. Any action you have taken that had a need for a credit check this report will contain them. And anything that involves identity theft and your name tied to a credit check can be seen by anyone here.

Report your suspicions of identity theft to the fraud departments at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. A fraud alert should be sought from each place on your credit file. This action will not immediately make the identity theft go away, however, it is likely that the crime will be slowed down.

You can also do the same with the Federal Trade Commission at 877-438-4338, and also the US Postal Inspection Service who can be reached on 800-772-1213. If you find that check of your are being used by the climinals in a manner that is fraudulent, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; as well as Tele-Check - 800-366-2425.

And there's more too, the police should be given a report to hold on file, and the crime should be reported as being ID theft, in the place that the crime if identity theft was committed. Be certain to retain a copy of the report yourself to cover the possibility that someone may need it at a later time.

Expect ID theft to be costly, both in time and in cash. But you can severely limit your liability if you act quickly. For instance, should the theft of your card be reported before the thief uses it, you can waive anything to do for any unauthorized charges. Should it be the case that the thief manages to use the card first, your liability is limited to just $50 - even when a withdrawl is made using your card to draw out all of your cash. So report all identity theft promptly in order to regain a measure of control over your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info