Locating id theft and social security fraud
Are these statements things that have occured to you?
- You find out from a collection agency that a debt is to be collected from you and the account involved is not one you remember.
- A few pieces of mail that you thought should have been sent, such as credit card statements, is no longer received.
- You observe a few bits of your credit card statement that you did not buy.
- A letter is delivered to you, or maybe you get a 'phone call,, telling you that either yes or no, you have a credit rating, and this is about an account you know nothing of.
Should this be the case with you, you may have been a victim of identity theft!
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You should start doing this if identity theft is thought likely is to immediately make a check on your credit report. A 30 day trial at no cost is available at www.freecreditprofile.com using TrueCredit. Anything you have ever done that had a credit check as necessary will show up in this report. If identity theft is involved as well as a credit check using your name will also show up here.
As soon as you think that identity theft is involved, you should immediately report your suspicions to the offices of fraud at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on the credit file that is yours. This won't stop the identity theft, but a slowing down of the criminal activities is the likely result.
You may wish to do likewise at the Federal Trade Commission their 'phone number is 877-438-4338, as well as US Postal Inspection Service whom you can get at 800-772-1213. Should it be that your checks are being made use of in a way that involves fraud, report it to these companies: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & last but not least, Tele-Check - 800-366-2425.
In addition to all that, you ought to make a report to the police, reporting the crime as identity theft, where the ID theft crime took place is the area where the report should be made. Get a copy of the report for yourself should it be required in the future as proof by whoever may need it.
Both your time and your money will be wasted in cases of identity theft. You can lessen what you are liable for by doing something right away. To give an example, if your card's loss is registered with the authorities prior to the criminal making use of it, you will not be held responsible for charges not authorized by you. In cases where the credit card gets used before you have a chance to make a report on its loss, a mere $50 (compared to what it might be otherwise) is all you will have to pay - should your card be illegally employed to remove your entire monetary wealth using an automatic teller machine. Therefore, immediately make a report of any ID theft and take back control of your life.
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