Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Knowledge base on have identity theft against my wife will the law do

have identity theft against my wife will the law doHave you ever experienced any of this?


  • You find out from a collection agency that they are collecting a debt from you for an account you know nothing about.
  • Some of your expected mail, such as credit card statements, stops being received.
  • You pick up on certain parts of the statement for your credit card that to your certain knowledge was not one of your purchases.
  • You receive a message, telling you that either yes or no, you have a credit rating, concerning some mystery account.

Should this be the case with you, you could be in the middle of an identity theft situation!

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You should start doing this should identity theft be considered the answer is to have your credit report checked. You can get a free 30 day trial at www.freecreditprofile.com with TrueCredit. All the things you have done previously requiring a credit check are bound to appear withing a credit check report. Any action involving identity theft and your name tied to a credit check is bound to show up here as well.

If you suspect ID theft, report it to the offices of fraud of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. A fraud alert should be sought from each place on your credit file. The identity theft will not be brought to a halt, but a slowing down of the criminal activities is the likely result.

You can do this also at the Federal Trade Commission whose number is 877-438-4338, and the US Postal Inspection Service whom you can get at 800-772-1213. And if your checks are being used in any way that can be described as fraudulent, make a report to the following: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; as well as Tele-Check - 800-366-2425.

Following on from there, you ought to make a report to the police, reporting the crime as identity theft, where the ID theft crime took place is the area where the report should be made. Make sure that you also get a copy of the report as insurance against the possibility of someone needing the report further on.

Both your time and your money will be wasted in cases of identity theft. However, what you are liable for can be limited by doing something right away. For example, if your card's loss is registered with the authorities prior to the criminal making use of it, you will not be held responsible for charges not authorized by you. If you report the identity theft after the card is used, a mere $50 (compared to what it might be otherwise) is all you will have to pay - even when a withdrawl is made using your card to draw out your entire monetary wealth using an automatic teller machine. All identity theft should therefore be subject to a report as soon as possible and remove the control of your life from the theif.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info