Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Best info on graphs showing effect on identity theft

graphs showing effect on identity theftDoes any of the following sound familiar?


  • A collection agency informs you that you are in debt to them, and they intend to collect it and you have never heard of the account they mention.
  • A few pieces of mail that you thought should have been sent, including statements of credit cards, is no longer received.
  • Your attention is drawn to things on your statement that you are certain was not purchased by you.
  • You get a call, or maybe a letter, letting you know that a credit rating has been given the go ahead, or not, for an account you have never heard of.

If you're thinking you've heard this before, it's possible that identity theft has caught up with you!

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The first thing you should do if your suspicions fall on identity theft is to check your credit report. You are able to pick up a thirty day trial completely free who can be found at www.freecreditprofile.com involving the company TrueCredit. Anything done by you in the past that had a need for a credit check this report will contain them. If identity theft is involved and your name tied to a credit check will also show up here.

Report your suspicions of identity theft to the departments dealing with fraud at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. This won't stop the identity theft, however, it is likely that the crime will be slowed down.

You may wish to do likewise at the Federal Trade Commission at 877-438-4338, as well as US Postal Inspection Service who can be reached on 800-772-1213. Should it be that your checks are being made use of in a way that involves fraud, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and Tele-Check - 800-366-2425.

In addition to all that, you can also file a police report, and identity theft should be named as the nature of the crime, in the place that the crime if identity theft was committed. Get a copy of the report for yourself in case anyone needs it as proof later on.

Identity theft will cost you both time and money. Your liability can be considerably lessened but only by making a positive move immediately. Take this example, should the theft of your card be reported prior to the criminal making use of it, the responsibility will not be yours for any unauthorized charges. If the card is used before you report the theft, the limit on what you will be liable for is capped at the $50 mark - and this applies and this applies in cases where the credit card is made use of to take out all of your cash. The moral of this story is, all identity theft must be reported immediately in order to regain a measure of control over your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info