Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Information On ftc regulation identity theft

ftc regulation identity theftAre these statements things that have occured to you?


  • You find out from a collection agency that you owe a debt that they must collect and you have never heard of the account they mention.
  • Mail that you would normally expect to receive, including statements of credit cards, is no longer received.
  • You observe a few bits of your credit card statement that you did not buy.
  • You get a call, or maybe a letter, informing you that a credit rating has been given the go ahead, or not, concerning some mystery account.

Should this be the case with you, you could be in the middle of an identity theft situation!

The latest ID theft tips as well as the finest identity theft information

The best identity theft info and the latest identity theft tips

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You should start doing this if identity theft is thought likely is to have your credit report checked. You can get a free 30 day trial who can be found at www.freecreditprofile.com by using TrueCredit. Anything done by you in the past requiring a credit check will show up in this report. If identity theft is involved and a credit check in your name will be found here.

Should identity theft be suspected, make a report to the fraud departments at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. A fraud alert should be sought from each place on your credit file. This action will not immediately make the identity theft go away, but further illegal actions by the crooks ought to be slowed.

Another organisation you should do this with is the Federal Trade Commission their 'phone number is 877-438-4338, as well as US Postal Inspection Service who can be reached on 800-772-1213. Should it be that your checks are being made use of in any way that can be described as fraudulent, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & last but not least, Tele-Check - 800-366-2425.

As well as doing those actions, a police report should be put on file, reporting the crime as identity theft, in the area where the identity theft took place. Get a copy of the report for yourself as insurance against the possibility of someone needing the report further on.

Both your time and your money will be wasted in cases of identity theft. However, what you are liable for can be limited if an immediate reaction to the crime is made. For instance, if you report the loss of a credit card before the thief uses it, you won't have to answer for charges not authorized by you. If the card is used before you report the theft, a mere $50 (compared to what it might be otherwise) is all you will have to pay - even if the card is used to withdraw your entire monetary wealth using an automatic teller machine. The moral of this story is, all identity theft must be reported immediately and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info