Identity Theft Safety

All you need to know about identity theft,
and how to prevent becoming a victim!

Tips regarding david hill identity theft waldorf

david hill identity theft waldorfDoes any of the following sound familiar?


  • You get to hear through a collection agency that they are collecting a debt from you and you have never heard of the account they mention.
  • Mail that you would normally expect to receive, such as credit card statements, is no longer received.
  • You notice items on your card statement that you know you did not purchase.
  • You receive a message, letting you know that either yes or no, you have a credit rating, about an account that is news to you.

If this has a familiar ring, you could be in the middle of an identity theft situation!

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follwoing an identity theft experience, take back your life



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You should start with this if identity theft is thought likely is to have your credit report checked. You can get a free 30 day trial who can be found at www.freecreditprofile.com involving the company TrueCredit. All the things you have done previously that had a need for a credit check can be seen in the pages of this report. Any action involving identity theft and a credit check in your name will also show up here.

As soon as you think that identity theft is involved, you should immediately report your suspicions to the fraud departments at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on the credit file that is yours. This won't stop the identity theft, however, it is likely that the crime will be slowed down.

Another organisation you should do this with is the Federal Trade Commission their 'phone number is 877-438-4338, and the US Postal Inspection Service whom you can get at 800-772-1213. Should it be that your checks are being made use of in a fraudulent manner, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; as well as Tele-Check - 800-366-2425.

In addition to all that, a police report should be put on file, and the crime should be reported as being ID theft, where the ID theft crime took place is the area where the report should be made. Make sure that you also get a copy of the report should it be required in the future as proof by whoever may need it.

Both your time and your money will be wasted in cases of identity theft. Your liability can be considerably lessened by doing something right away. For instance, if the credit card theft is made a report to the necessary places in advance of any illegal activity, you will not be held responsible for any unauthorized charges. Should it be the case that the thief manages to use the card first, you will face a liability of just $50 - even when a withdrawl is made using your card to draw out your entire monetary wealth using an automatic teller machine. Therefore, immediately make a report of any ID theft and remove the control of your life from the theif.

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