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The first thing you should do should identity theft be considered the answer is to have your credit report checked. A 30 day trial at no cost is available whose web address is www.freecreditprofile.com involving the company TrueCredit. All the things you have done previously requiring a credit check can be seen in the pages of this report. And anything that involves identity theft and a credit check in your name can be seen by anyone here.

Report your suspicions of identity theft to the fraud departments of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on the credit file pertaining to you. The ID theft won't immediately grind to a stop, however, it is likely that the crime will be slowed down.

You can also do the same with the Federal Trade Commission whose number is 877-438-4338, as well as US Postal Inspection Service whose number is 800-772-1213. And if your checks are being used in any way that can be described as fraudulent, report it to these companies: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and finally Tele-Check - 800-366-2425.

And there's more too, a police report should be put on file, and identity theft should be named as the nature of the crime, in the area where the identity theft took place. Make sure that you also get a copy of the report as insurance against the possibility of someone needing the report further on.

Identity theft will cost you both time and money. Your liability can be considerably lessened if an immediate reaction to the crime is made. Take this example, if your card's loss is registered with the authorities prior to the criminal making use of it, you can waive anything to do for the use of your credit card that is unapproved by you. If you report the identity theft after the card is used, a mere $50 (compared to what it might be otherwise) is all you will have to pay - should your card be illegally employed to remove your entire monetary wealth using an automatic teller machine. Therefore, immediately make a report of any ID theft in order to regain a measure of control over your life.