Locating chat rooms & bulletin boards with stolen identities

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The action you should take if you suspect identity theft is to have your credit report checked. You can get a free 30 day trial who can be found at www.freecreditprofile.com with TrueCredit. Anything done by you in the past that had a credit check as necessary are bound to appear withing a credit check report. Any action involving identity theft as well as a credit check using your name will also show up here.

As soon as you think that identity theft is involved, you should immediately report your suspicions to the departments dealing with fraud at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on the credit file that is yours. The identity theft will not be brought to a halt, but a slowing down of the criminal activities is the likely result.

You may wish to do likewise at the Federal Trade Commission at 877-438-4338, and also the US Postal Inspection Service who can be reached on 800-772-1213. If you find that check of your are being used by the climinals in a fraudulent manner, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and finally Tele-Check - 800-366-2425.

Following on from there, the police should be given a report to hold on file, reporting the crime as identity theft, in the place that the crime if identity theft was committed. Acquire a report copy for your own use to cover the possibility that someone may need it at a later time.

There is no doubt that identity theft is costly. It will eat into your money and you time as well. You can lessen what you are liable for by doing something right away. For instance, if the credit card theft is made a report to the necessary places in advance of any illegal activity, you won't have to answer for charges on your card that you did not approve. If the card is used before you report the theft, a mere $50 (compared to what it might be otherwise) is all you will have to pay - and this applies and this applies in cases where the credit card is made use of to take out all of your cash. All identity theft should therefore be subject to a report as soon as possible in order to regain a measure of control over your life.