Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

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bellevue police dept id theft infoHas something like this ever happened to you?


  • You find out from a collection agency that you owe a debt that they must collect for an account you know nothing about.
  • Some of your expected mail, including statements of credit cards, ceases to arrive with you.
  • You observe a few bits of your credit card statement that to your certain knowledge was not one of your purchases.
  • A letter is delivered to you, or maybe you get a 'phone call,, saying that your credit has been approved or denied, for an account you have never heard of.

Should this be the case with you, identity theft may be the underlying reason!

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You should start with this if identity theft is thought likely is to have your credit report checked. A 30 day trial at no cost is available and their web locatio is www.freecreditprofile.com by using TrueCredit. Anything done by you in the past that required a credit check are bound to appear withing a credit check report. If identity theft is involved and your name tied to a credit check is bound to show up here as well.

Should identity theft be suspected, make a report to the fraud departments of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. The identity theft will not be brought to a halt, but a slowing down of the criminal activities is the likely result.

You may wish to do likewise at the Federal Trade Commission who can be reached on 877-438-4338, and the US Postal Inspection Service who can be reached on 800-772-1213. Should it be that your checks are being made use of in any way that can be described as fraudulent, make a report to the following: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & last but not least, Tele-Check - 800-366-2425.

As well as doing those actions, a police report should be put on file, reporting the crime as identity theft, in the place that the crime if identity theft was committed. Make sure that you also get a copy of the report in case anyone needs it as proof later on.

Expect ID theft to be costly, both in time and in cash. Your liability can be considerably lessened but only by making a positive move immediately. For instance, if your card's loss is registered with the authorities prior to the criminal making use of it, you will not be held responsible for any unauthorized charges. If the card is used before you report the theft, a mere $50 (compared to what it might be otherwise) is all you will have to pay - and this applies and this applies in cases where the credit card is made use of to take out all your money from an ATM machine. The moral of this story is, all identity theft must be reported immediately and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info