Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Facts about bankruptcy bill and identity theft

bankruptcy bill and identity theftHave you ever experienced any of this?


  • You get to hear through a collection agency that you are in debt to them, and they intend to collect it and the account involved is not one you remember.
  • Mail that you would normally expect to receive, such as credit card statements, is no longer received.
  • You pick up on certain parts of the statement for your credit card that you are certain was not purchased by you.
  • You receive a telephone call, telling you that either yes or no, you have a credit rating, and this is about an account you know nothing of.

If this has a familiar ring, you may have been a victim of identity theft!

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The action you should take if your suspicions fall on identity theft is to immediately make a check on your credit report. You can get a free 30 day trial who can be found at www.freecreditprofile.com with TrueCredit. All the things you have done previously that had a credit check as necessary this report will contain them. And anything that involves identity theft and your name tied to a credit check can be seen by anyone here.

If you suspect ID theft, report it to the offices of fraud at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on your credit file. This action will not immediately make the identity theft go away, but further illegal actions by the crooks ought to be slowed.

Another organisation you should do this with is the Federal Trade Commission their 'phone number is 877-438-4338, as well as US Postal Inspection Service whose number is 800-772-1213. If it is the case that check are being employed in a manner that is fraudulent, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and Tele-Check - 800-366-2425.

In addition to all that, you can also file a police report, and the crime should be reported as being ID theft, in the area where the identity theft took place. Acquire a report copy for your own use should it be required in the future as proof by whoever may need it.

Both your time and your money will be wasted in cases of identity theft. However, what you are liable for can be limited if you act quickly. To give an example, if the credit card theft is made a report to the necessary places in advance of any illegal activity, you won't have to answer for charges on your card that you did not approve. If you report the identity theft after the card is used, a mere $50 (compared to what it might be otherwise) is all you will have to pay - even when a withdrawl is made using your card to draw out your entire monetary wealth using an automatic teller machine. All identity theft should therefore be subject to a report as soon as possible and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info