Facts regarding amw identity theft prevention services
Does any of the following sound familiar?
- You find out from a collection agency that a debt is to be collected from you and you have never heard of the account they mention.
- Some of your expected mail, including statements of credit cards, no longer arrives.
- You observe a few bits of your credit card statement that you did not buy.
- A letter is delivered to you, or maybe you get a 'phone call,, letting you know that either yes or no, you have a credit rating, about an account that is news to you.
Should this be the case with you, you could be in the middle of an identity theft situation!
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The greatest identity theft information as well as the best ID theft info |
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You should start doing this if your suspicions fall on identity theft is to check your credit report. A 30 day trial at no cost is available who can be found at www.freecreditprofile.com using TrueCredit. Anything you have ever done requiring a credit check are bound to appear withing a credit check report. If identity theft is involved and a credit check in your name is bound to show up here as well.
If you suspect ID theft, report it to the fraud departments at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. This action will not immediately make the identity theft go away, but further illegal actions by the crooks ought to be slowed.
You can do this also at the Federal Trade Commission whose number is 877-438-4338, and also the US Postal Inspection Service whom you can get at 800-772-1213. If you find that check of your are being used by the climinals in a manner that is fraudulent, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and Tele-Check - 800-366-2425.
And there's more too, a police report should be put on file, and identity theft should be named as the nature of the crime, where the ID theft crime took place is the area where the report should be made. Acquire a report copy for your own use should it be required in the future as proof by whoever may need it.
There is no doubt that identity theft is costly. It will eat into your money and you time as well. But you can severely limit your liability but only by making a positive move immediately. To give an example, should the theft of your card be reported before the thief uses it, you won't have to answer for any unauthorized charges. Should it be the case that the thief manages to use the card first, a mere $50 (compared to what it might be otherwise) is all you will have to pay - even if the card is used to withdraw from an ATM, every penny you have. The moral of this story is, all identity theft must be reported immediately and take back control of your life.
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