Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Some good advice on adequate identity theft laws

adequate identity theft lawsDoes any of the following sound familiar?


  • You get to hear through a collection agency that they are collecting a debt from you and the account involved is not one you remember.
  • Certain item of mail you were expecting, including statements of credit cards, is no longer received.
  • You notice items on your card statement that to your certain knowledge was not one of your purchases.
  • You receive a telephone call, letting you know that a credit rating has been given the go ahead, or not, concerning some mystery account.

Should this be the case with you, it's possible that identity theft has caught up with you!

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don't waste money in getting back on your feet after ID theft

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You should start with this if you suspect identity theft is to immediately make a check on your credit report. A 30 day trial at no cost is available who can be reached on www.freecreditprofile.com using TrueCredit. Anything you have ever done requiring a credit check are bound to appear withing a credit check report. Any action involving identity theft and a credit check in your name will be found here.

Report your suspicions of identity theft to the fraud departments at all three of the main credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file that is yours. This action will not immediately make the identity theft go away, but a slowing down of the criminal activities is the likely result.

Another organisation you should do this with is the Federal Trade Commission at 877-438-4338, as well as US Postal Inspection Service who can be reached on 800-772-1213. If it is the case that check are being employed in any way that can be described as fraudulent, make a report to the following: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; and Tele-Check - 800-366-2425.

And there's more too, the police should be given a report to hold on file, reporting the crime as identity theft, in the place that the crime if identity theft was committed. Get a copy of the report for yourself should it be required in the future as proof by whoever may need it.

Both your time and your money will be wasted in cases of identity theft. Your liability can be considerably lessened if you act quickly. For instance, should the theft of your card be reported prior to the criminal making use of it, the responsibility will not be yours for charges on your card that you did not approve. In cases where the credit card gets used before you have a chance to make a report on its loss, a mere $50 (compared to what it might be otherwise) is all you will have to pay - even if the card is used to withdraw from an ATM, every penny you have. All identity theft should therefore be subject to a report as soon as possible in order to regain a measure of control over your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info