Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Show me information about 8 forms of identity theft

8 forms of identity theftHave you ever experienced any of this?


  • You are told by a collection agency that you are in debt to them, and they intend to collect it and this concerns an account you have no knowledge of.
  • A few pieces of mail that you thought should have been sent, such as credit card statements, stops being received.
  • You notice items on your card statement that you know you did not purchase.
  • You receive a telephone call, saying that either yes or no, you have a credit rating, and this is about an account you know nothing of.

If this has a familiar ring, you could be in the middle of an identity theft situation!

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The first thing you should do if your suspicions fall on identity theft is to check your credit report. You can get a free 30 day trial and their web locatio is www.freecreditprofile.com involving the company TrueCredit. Anything you have ever done that had a credit check as necessary are bound to appear withing a credit check report. If identity theft is involved and a credit check in your name will be found here.

Should identity theft be suspected, make a report to the fraud departments of the three major credit bureaus: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Ask each department to put a fraud alert on your credit file. This action will not immediately make the identity theft go away, however, it is likely that the crime will be slowed down.

Another organisation you should do this with is the Federal Trade Commission whose number is 877-438-4338, as well as US Postal Inspection Service whom you can get at 800-772-1213. If it is the case that check are being employed in any way that can be described as fraudulent, send a report to all of these: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.

In addition to all that, a police report should be put on file, and the crime should be reported as being ID theft, in the place that the crime if identity theft was committed. Acquire a report copy for your own use to cover the possibility that someone may need it at a later time.

Identity theft will cost you both time and money. But you can severely limit your liability if you act quickly. For example, should the theft of your card be reported before the thief uses it, you will not be held responsible for charges on your card that you did not approve. If you report the identity theft after the card is used, your liability is limited to just $50 - even if the card is used to withdraw all of your cash. The moral of this story is, all identity theft must be reported immediately and take back control of your life.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info