Identity Theft Safety
All you need to know about identity theft,
and how to prevent becoming a victim!

Facts regarding 13.3 victims per minute identity theft

13.3 victims per minute identity theftAre these statements things that have occured to you?


  • A collection agency informs you that a debt is to be collected from you and you have never heard of the account they mention.
  • Certain item of mail you were expecting, including statements of credit cards, no longer arrives.
  • You observe a few bits of your credit card statement that to your certain knowledge was not one of your purchases.
  • You receive a message, telling you that a credit rating has been given the go ahead, or not, for an account you have never heard of.

If you're thinking you've heard this before, it's possible that identity theft has caught up with you!

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You should start with this if you suspect identity theft is to immediately make a check on your credit report. You are able to pick up a thirty day trial completely free who can be reached on www.freecreditprofile.com using TrueCredit. All the things you have done previously that required a credit check will show up in this report. Any action involving identity theft and your name tied to a credit check is bound to show up here as well.

If you suspect ID theft, report it to the departments dealing with fraud at the major credit bureaus, there are three of them: TransUnion - 800-680-7289; Equifax - 800-525-6285; Experian - 888-397-3742. Request that a fraud alert be placed by each department on the credit file pertaining to you. This won't stop the identity theft, but further illegal actions by the crooks ought to be slowed.

You can do this also at the Federal Trade Commission who can be reached on 877-438-4338, and also the US Postal Inspection Service whose number is 800-772-1213. And if your checks are being used in a manner that is fraudulent, the following companies should be given a report: Check Rite - 800-766-2748; Chex System - 800-328-5121; CrossCheck - 800-522-1900; Equifax Telecredit - 800-437-5120; NPC - 800-526-5380; SCAN - 800-262-7771; & Tele-Check - 800-366-2425.

As well as doing those actions, you ought to make a report to the police, reporting the crime as identity theft, in the area where the identity theft took place. Be certain to retain a copy of the report yourself in case anyone needs it as proof later on.

Both your time and your money will be wasted in cases of identity theft. However, what you are liable for can be limited but only by making a positive move immediately. To give an example, if you report the loss of a credit card in advance of any illegal activity, you won't have to answer for any unauthorized charges. In cases where the credit card gets used before you have a chance to make a report on its loss, a mere $50 (compared to what it might be otherwise) is all you will have to pay - should your card be illegally employed to remove all your money from an ATM machine. All identity theft should therefore be subject to a report as soon as possible and remove the control of your life from the theif.

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Identity Theft Safety
All you need to know about identity theft
and how to prevent becoming a victim.
www.identity-theft-safety.info